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Stablecoin

Sovereign-compliant stablecoins — KZT-e, GEL-e, AMD-e, KES-e — issued under government MOUs, paired with on/off-ramp exchanges for instant fiat conversion. Not a dollar replacement. A real-time layer beneath local currencies.

Sovereign-grade stablecoins for the currencies the world overlooked.

Stablecoins today are 99% USD. But businesses outside the dollar zone need their own currency on-chain — and USDC and USDT structurally can't serve those markets at peg. Georgian businesses invoice in GEL, pay suppliers in GEL, and report to the tax authority in GEL, yet every cross-border transaction still forces a conversion, a spread, and a correspondent bank in the middle. eGEL is a digital GEL — not a dollar proxy — issued under regulations from the National Bank of Georgia, fully reserved in sovereign GEL assets, and integrated directly into the Georgian banking system. Cross-border settlement in the currency you actually use, without touching a dollar rail. That's what USDC was never built to do.

Holders earn the local rate, wherever they hold.

Every Equator-issued stablecoin passes its underlying reserve yield directly to holders. The mechanism is identical across markets — only the rate differs, repriced to each currency's sovereign curve. Where USDC and USDT keep the float income for themselves, Equator inverts the model: the holder earns the yield, Equator takes a flat operational fee.

Move between any token in the network — and into local fiat — in one block window.

The Equator engine settles atomically across every pair in its network. Swap one Equator stablecoin for another, exit to USDT/USDC, off-ramp into a local bank — every leg confirms in the same settlement window, with no timing-gap risk. The more currencies join the network, the more corridors light up — and each corridor is a route USDC and USDT can't enter efficiently.

Stablecoin On-Ramp & Off-Ramp Flow

A compliant fiat-to-stablecoin conversion and redemption framework — enabling users to seamlessly enter and exit the stablecoin ecosystem through regulated banking rails, FX conversion, and on-chain settlement.

On Ramp
Off Ramp
Customer A pay 500k GEL
or USDT equivalent
Receive 1:1 500k eGEL in wallet
Live yield: 5%-8% APY
Bank transfer / Crypto wallet
Receive 500k GEL
USDT auto-FX to GEL
Mint 500k eGEL
onchain · tx has logged
GOV Bond
Yield Generating
Cash
Regulated Custody
Customer A pay 500k GEL
in wallet
Receive 500k GEL in bank or wallet
ETA 24h · USDT off-ramp
Bank request submitted
Burn 500k eGEL
onchain · supply
Pay out 500k GEL
onchain · supply
Cash Reserve
T+0 (Instant)
Bond Liquidation
T+1 (If Larger)